RESIDENTIAL MORTGAGES

Purchasing a home is a life-changing decision, yet despite the range of resources, people often aren't aware of the personalized options available to fit their specific situation.

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I have access to direct lending for all Government, Conventional and Non-Conforming mortgages.  The rates I offer run lower than what banks and larger companies offer since I use the wholesale market and operate with low overhead.  I also do not co-market or give money to realtors as some lenders do in exchange for referrals- this means I don't pass these expenses to my clients.

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Understanding how competing lenders disclose fees for a transaction is critical to getting the best deal.  Go to Residential Worksheet Disclosure Page to get an understanding.

• I would advise speaking with me before committing to a realtor so we can objectively determine your best course of action.

• Getting your credit score improved by just 10 points can mean thousands of dollars on your mortgage.  It's best to get in contact with me early in the  process.  Link to Credit Report Page.

• I provide instant and accurate worksheet disclosures to your phone and/or email when you find a home you are interested in.  Link to Residential Worksheet Disclosure Page. 

• As my reviewers say, I'm quickly available for accurate and honest information.